Pet insurance · Illes Balears
Pet insurance in Mallorca
Dog and cat owners in Mallorca can get the best advice on looking after their pets’ health from Petplan; we have been offering the best-rated pet insurance for more than 50 years. With our insurance you can use any vet in Mallorca, and when you travel in Spain or Europe, your pet is still covered.
Mallorca
- ✓100% of covered vet fees reimbursed for illness or accident.
- ✓Up to €3,100 a year for vet fees with a fixed €45 co-pay per illness or accident, not per visit.
- ✓Any vet in Mallorca, no network.
- ✓From €16/month for cats and €23/month for dogs. 24/7 vet included
Use any vet in Mallorca
You choose the vet, anywhere on the island: there is no network.
- Pay the bill at your practice in Mallorca, upload it from your online account and we pay you back.
- Whether you live in Palma, Calvià, Manacor, Llucmajor or Marratxí, the cover is the same at any practice.
- Travelling: covered anywhere in Spain and for up to 90 days a year in the EU, the UK, Switzerland, Norway, Iceland, Andorra, Liechtenstein, Monaco, San Marino and Vatican City.
- We never raise your price because you claimed.
Looking after your pet in Mallorca
Between May and September most of Mallorca's beaches are off-limits to dogs, but Calvià runs council-regulated dog bathing areas at Punta Marroig in Palmanova and Cala des Gats on the Costa de la Calma, both open 8am-8pm. Out of season, many towns allow dogs on a lead. Heartworm is more common here than in most of Spain, so give monthly prevention and test yearly; leishmaniosis and processionary caterpillars are risks too.
Dogs must be identified within three months of birth on RIACIB, the register run by COVIB in Palma. In Palma, dogs can ride bus route 30 to Es Carnatge on a lead, muzzled and with their vaccination card, but not the tram or metro. With Petplan pet insurance in Mallorca, you can use any vet in Palma, Inca or Manacor, pay the bill and claim back 100% of covered costs, minus a fixed €45 co-pay.
Beaches and spaces for dogs
- Punta Marroig (Palmanova)CalviàOfficial council dog zone; 8am-8pm, dogs may be off the lead inside it.
- Cala des Gats (Costa de la Calma)CalviàOfficial council dog zone; 8am-8pm; access via Calle Bellavista.
Health: what to watch for
- Heartworm, spread by mosquitoes, is more common here than in most of Spain. Monthly prevention and a yearly antigen test are recommended.
- Canine leishmaniosis, spread by sand flies, is common across southern Spain, the Mediterranean and the Balearics. Use repellents, ask about vaccination and test yearly with your vet.
- The pine processionary caterpillar is the main defoliator of local pine woods. Its stinging hairs can severely injure a dog's mouth and tongue, so avoid pine areas with processions.
The policy asks you to keep your dog's official vaccinations up to date, including leishmaniasis. With the Health + Vaccines plan we refund the cost, up to €90 a year.
Microchips and rules
- In the Illes Balears, microchips are recorded in the Registro de Identificación de Animales de Compañía de las Illes Balears (RIACIB).
- Dogs must be identified within three months of birth. RIACIB is run by the Balearic Veterinary College (COVIB) under an agreement with the regional government.
- Calvià: in its two dog zones, restricted-breed (PPP) dogs must always be on a lead and muzzled; all dogs need a microchip and up-to-date vaccinations.
- Palma: on bus route 30 (which serves Es Carnatge) dogs must be on a lead, muzzled and have a vaccination card; dogs are not allowed on the tram or metro.
- To take out a policy, your pet must be microchipped and its details must match the official register.
Vets and travel
- Col·legi Oficial de Veterinaris de les Illes Balears (COVIB) — Based at Av. Comte de Sallent 2, Palma; directory of registered vets and clinics.
- Baleària offers pet-friendly cabins, seats for pets up to 8 kg in a carrier and kennels on deck; your pet needs its own ticket and a valid health booklet.
Sources · Local information reviewed October 2026.
boe.es · amp.majorcadailybulletin.com · pmc.ncbi.nlm.nih.gov · link.springer.com · miteco.gob.es · calvia.com · riacib.org · balearia.com · covib.net
What’s covered and what’s not?
Petplan pet insurance in Mallorca, explained with no small print.
Included Covered
- Vet consultations for illness and emergencies.
- Surgery, hospital stays and post-operative care.
- Diagnostic tests: blood tests, X-rays, CT scans…
- Medicines prescribed by your vet.
- Physiotherapy and behavioural disorders.
- Breed-related conditions.
- Payouts for death or theft, lost-pet search costs and boarding if you are hospitalised.
- 24/7 vet chat and video calls.
- Vaccines, if you add them as an option, up to €90 a year.
- Third-party liability up to €300,000, as an option.
Not included Excluded
- Pre-existing conditions.
- Preventive treatments and worming.
- Microchipping and neutering.
- Illness in the first 30 days and accidents in the first 15 days (waiting period).
See all cover and exclusions in the policy.
Protect other people too in Mallorca
If your dog or cat causes damage to someone else or their belongings, we take care of it. Choose the plan that suits you best:
RC Top
€55/year
- Up to €500,000 a year (€300,000 per claim)
- Legal defence and bonds
RC + Individual cremation
€105/year
- Third-party liability up to €300,000
- Individual cremation with urn, collection and home delivery
- 1 year of online vet
All plans include civil and criminal legal defence and cover at dog shows and contests. €200 excess per claim; outside Spain, up to 90 days per policy year. More information · IPID
Why choose Petplan in Mallorca
100% reimbursed
We pay back 100% of covered vet fees; you only pay a fixed €45 co-pay per illness or accident.
No price rise for claiming
Our no-claims price guarantee: if your pet needs treatment, we want you to claim.
24/7 vet
Chat and video calls with registered vets, free with your health policy.
How it works
It’s that simple, from your phone or computer.
See your vet
Take your pet to any practice in Mallorca and pay the bill.
Make a claim
Upload the invoice and vet report from your online account, on the web or your phone.
Get paid
We reimburse 100% of covered costs, minus the co-pay.
Protect your pet in Mallorca today
Get a quote online for your dog, cat or rabbit: it takes a minute and commits you to nothing. We’ve looked after more than 25 million pets since 1976.
Pet insurance in Mallorca: frequently asked questions
Can I use any vet in Mallorca?
Yes. With Petplan you can see any registered vet in Mallorca or anywhere else in Spain, with no network. You pay the bill and we reimburse 100% of covered costs, minus a fixed €45 co-pay per illness or accident.
How much does pet insurance cost in Mallorca?
Petplan health cover starts at €16 a month for cats and €23 a month for dogs. The exact price depends on species, breed and age; you can get a quote online in one minute.
Are there dog beaches in Mallorca?
Yes. Some options: Punta Marroig (Palmanova) (Calvià) — Official council dog zone; 8am-8pm, dogs may be off the lead inside it; Cala des Gats (Costa de la Calma) (Calvià) — Official council dog zone; 8am-8pm; access via Calle Bellavista. Always check the signs and seasonal opening hours before you go.
What health risks should I watch for in my dog in Mallorca?
Heartworm, spread by mosquitoes, is more common here than in most of Spain. Monthly prevention and a yearly antigen test are recommended. Canine leishmaniosis, spread by sand flies, is common across southern Spain, the Mediterranean and the Balearics. Use repellents, ask about vaccination and test yearly with your vet. Petplan covers vet treatment for illness or accident, except pre-existing conditions.
Where is my pet's microchip registered in Mallorca?
In the Illes Balears, microchips are recorded in the Registro de Identificación de Animales de Compañía de las Illes Balears (RIACIB). To take out Petplan, your pet must be microchipped and its details must match the official register.
Does the cover work if I live in Palma, Calvià or Manacor?
Yes. The cover is the same at any vet practice in Palma, Calvià or Manacor and the rest of Spain: pay the bill, upload it from your online account and we reimburse 100% of covered costs, minus the co-pay.
Can I travel with my pet from Mallorca?
Baleària offers pet-friendly cabins, seats for pets up to 8 kg in a carrier and kennels on deck; your pet needs its own ticket and a valid health booklet.
Do I need to live in Spain?
Yes. You and your pet must live in Spain. It doesn't matter what nationality you are, and you can get a quote and read the terms in English; the Spanish version of the policy is the legally binding one.
Am I covered when I travel, including to the UK?
Yes. Vet fees are covered anywhere in Spain and for up to 90 days per policy year in the EU, the UK, Switzerland, Norway, Iceland, Andorra, Liechtenstein, Monaco, San Marino and Vatican City.
What isn't covered?
Pre-existing conditions, preventive treatments, worming, microchipping and neutering are not covered. There is a 15-day waiting period for accidents and 30 days for illness from the start of the policy.
Is third-party liability insurance compulsory for dogs in Spain?
As of October 2026, the general dog liability insurance set out in Ley 7/2023 is not yet enforceable, because its regulation has not been published. It is already compulsory for dogs classed as potentially dangerous, with at least €120,000 of cover. With Petplan you can add third-party liability cover of up to €300,000.
Which vaccinations does the policy require for dogs in Mallorca?
The policy asks you to keep your dog's official vaccinations up to date: distemper, hepatitis, leptospirosis, parvovirus, parainfluenza, leishmaniasis and rabies. You can add vaccine reimbursement, up to €90 a year, when you buy.
Pet insurance near Mallorca
See the page for your province, town or island.
Page produced by Petplan Ibérica SL. Last updated: 20 October 2026. Legal information. Petplan dog, cat and rabbit insurance is sold by Petplan Ibérica SL (insurance brokerage, DGSFP code J3103, CIF B90057431) and underwritten by Telefónica Seguros y Reaseguros Compañía Aseguradora, S.A.U. See the full details in the General and Specific Conditions.