Your pet is an important member of the family, with whom you share unique experiences and constant joys. That is why they deserve to be treated with the greatest affection, caring about their total wellbeing beyond routine care. Insurance for your dog is a demonstration of how much you care about their health – today, tomorrow and always. The coverage you are looking for should be very broad: one that provides for any unforeseen event and gives you peace of mind from the very first moments to the last in which your dog accompanies you. If you have several furry companions in the family, in many cases you will have some additional benefits. Below we share some tips for choosing veterinary insurance.
Illness
The most common situation for dog owners is their pet’s illnesses, which is why the maximum reimbursement is very useful. Having a trusted vet is essential, and that is why quality coverage should let you choose them and reimburse you 100% of the cost of the visits.
The medicines prescribed by the vet are a considerable expense, and must be administered throughout the pet’s life if it is a chronic illness.
Not all policies cover illnesses; some of them only cover the possible surgery following an illness. The important thing is that they cover all illnesses, from a dermatitis to a cancer.
Specific conditions
Congenital or hereditary illnesses can be expensive to treat. More complex or prolonged treatments may be required, as well as physiotherapy or therapies for behavioural disorders.
Hospitalisation
If, as a result of any of the previous cases, you have to hospitalise your friend, you will feel reassured to have covered all the aspects this eventuality entails. Hospitalisation in itself represents a high cost, to which you must add other items such as X-rays, veterinary and nursing care, lab tests, ultrasounds or other diagnostic procedures. Fitting a prosthesis means there will be additional costs for surgery and anaesthesia.
Compensation
It is very important to assess what the maximum each insurer will compensate you per year is: some offer €1,000 and the highest €3,000 for veterinary treatments per year (Petplan covers €3,100, more than the rest).
And the reimbursement percentage, since some policies only reimburse you 50% and there are others that reimburse you 100%.
And of course one that lets you freely choose the vet you decide to go to.
At this link you can see a comparison of the policies’ coverages:
https://petplan.es/comparar-seguro-perros/
Other special coverages
There are some circumstances that are difficult to resolve. They often require more professional handling and broader coverage.
Loss or theft
When this happens, it is helpful to have support to be able to find your pet. Searching for them can be a costly undertaking. In addition, if what has happened is a theft, you can receive compensation if you have broad insurance.
Stay in a boarding kennel
If you have to undergo a period of hospitalisation, it will be a problem to find someone to care for your friend. For these special cases, perhaps the most suitable thing is to place the pet in a boarding kennel. This additional expense will not be a problem if you have it covered with dog insurance. That way you will have one less worry on your mind.
Euthanasia and disposal of the remains
Everything comes to an end, and the anguish that the decision may cause you when this moment arrives will be eased if you have a means to cover this expense. On the other hand, the disposal of the remains will also be included.
Finding peace of mind with insurance for your dog is the best way to show them affection and to treat them as another member of the family. Their loyalty and the love they lavish on everyone at home deserve it.
