Pet insurance · Santa Cruz de Tenerife
Pet insurance in Tenerife
Dog and cat owners in Tenerife can get the best advice on looking after their pets’ health from Petplan; we have been offering the best-rated pet insurance for more than 50 years. With our insurance you can use any vet in Tenerife, and when you travel in Spain or Europe, your pet is still covered.
Tenerife
- ✓100% of covered vet fees reimbursed for illness or accident.
- ✓Up to €3,100 a year for vet fees with a fixed €45 co-pay per illness or accident, not per visit.
- ✓Any vet in Tenerife, no network.
- ✓From €16/month for cats and €23/month for dogs. 24/7 vet included
Use any vet in Tenerife
No network: any practice on the island and, when you travel, any vet you choose on the mainland or in Europe.
- Pay the bill at your practice in Tenerife, upload it from your online account and we pay you back.
- Whether you live in Santa Cruz de Tenerife, San Cristóbal de La Laguna, Arona, Adeje or Granadilla de Abona, the cover is the same at any practice.
- Travelling: covered anywhere in Spain and for up to 90 days a year in the EU, the UK, Switzerland, Norway, Iceland, Andorra, Liechtenstein, Monaco, San Marino and Vatican City.
- We never raise your price because you claimed.
Looking after your pet in Tenerife
Looking for a beach with your dog in Tenerife? Head south and east. El Puertito in Güímar has about 200 m of calm water by the marina, and El Confital at El Médano offers around 170 m beside Montaña Roja. Along that coast the wind takes the edge off the heat but can also whip up waves. Heartworm, spread by mosquitoes, is the main thing to prevent, as it is more common here than in most of Spain.
Your dog must be on ZOOCAN within three months of birth, or within a month if you acquire it. The Colegio Oficial de Veterinarios de Santa Cruz de Tenerife is the provincial veterinary college. Fred. Olsen inter-island ferries take pets with a pre-booked ticket. With pet insurance in Tenerife from Petplan, you can choose any vet in Santa Cruz de Tenerife, Adeje or Granadilla de Abona, pay the bill and get 100% of covered costs back, minus a fixed €45 co-pay.
Beaches and spaces for dogs
- El PuertitoGüímarDog zone of about 200 m at the southern end, by the marina; calm water.
- El Confital (El Médano)Granadilla de AbonaDog area of about 170 m beside Montaña Roja; often very windy.
Health: what to watch for
- Heartworm, spread by mosquitoes, is more common here than in most of Spain. Monthly prevention and a yearly antigen test are recommended.
Microchips and rules
- In Canarias, microchips are recorded in the Registro Canario de Identificación Animal (ZOOCAN).
- Dogs must be identified and registered within three months of birth, or within one month of acquisition.
- Santa Cruz de Tenerife: a 2025-26 study found dog zones feasible at Las Teresitas, Las Gaviotas, Añaza and others, but the current bylaw still restricts dogs on beaches.
- To take out a policy, your pet must be microchipped and its details must match the official register.
Vets and travel
- Colegio Oficial de Veterinarios de Santa Cruz de Tenerife
- On Fred. Olsen inter-island ferries pets travel in a carrier (up to 10 kg), in an on-deck Pet Room or on a Pet Sofa beside your seat; book their ticket in advance.
Sources · Local information reviewed October 2026.
boe.es · lavozdelanzarote.com · pmc.ncbi.nlm.nih.gov · okdiario.com · zoocan.net · diariodeavisos.elespanol.com · fredolsen.es
What’s covered and what’s not?
What Petplan pet insurance covers in Tenerife, on the island and when you travel.
Included Covered
- Vet consultations for illness and emergencies.
- Surgery, hospital stays and post-operative care.
- Diagnostic tests: blood tests, X-rays, CT scans…
- Medicines prescribed by your vet.
- Physiotherapy and behavioural disorders.
- Breed-related conditions.
- Payouts for death or theft, lost-pet search costs and boarding if you are hospitalised.
- 24/7 vet chat and video calls.
- Vaccines, if you add them as an option, up to €90 a year.
- Third-party liability up to €300,000, as an option.
Not included Excluded
- Pre-existing conditions.
- Preventive treatments and worming.
- Microchipping and neutering.
- Illness in the first 30 days and accidents in the first 15 days (waiting period).
See all cover and exclusions in the policy.
Protect other people too in Tenerife
If your dog or cat causes damage to someone else or their belongings, we take care of it. Choose the plan that suits you best:
RC Top
€55/year
- Up to €500,000 a year (€300,000 per claim)
- Legal defence and bonds
RC + Individual cremation
€105/year
- Third-party liability up to €300,000
- Individual cremation with urn, collection and home delivery
- 1 year of online vet
All plans include civil and criminal legal defence and cover at dog shows and contests. €200 excess per claim; outside Spain, up to 90 days per policy year. More information · IPID
Why choose Petplan in Tenerife
100% reimbursed
We pay back 100% of covered vet fees; you only pay a fixed €45 co-pay per illness or accident.
No price rise for claiming
Our no-claims price guarantee: if your pet needs treatment, we want you to claim.
24/7 vet
Chat and video calls with registered vets, free with your health policy.
How it works
Three steps, all online: no paperwork at the practice and no app to download.
See your vet
Take your pet to any practice in Tenerife and pay the bill.
Make a claim
Upload the invoice and vet report from your online account, on the web or your phone.
Get paid
We reimburse 100% of covered costs, minus the co-pay.
Protect your pet in Tenerife today
Get a price for your dog, cat or rabbit in one minute, with no obligation. More than 25 million pets insured since 1976.
Pet insurance in Tenerife: frequently asked questions
Can I use any vet in Tenerife?
Yes. With Petplan you can see any registered vet in Tenerife or anywhere else in Spain, with no network. You pay the bill and we reimburse 100% of covered costs, minus a fixed €45 co-pay per illness or accident.
How much does pet insurance cost in Tenerife?
Petplan health cover starts at €16 a month for cats and €23 a month for dogs. The exact price depends on species, breed and age; you can get a quote online in one minute.
Are there dog beaches in Tenerife?
Yes. Some options: El Puertito (Güímar) — Dog zone of about 200 m at the southern end, by the marina; calm water; El Confital (El Médano) (Granadilla de Abona) — Dog area of about 170 m beside Montaña Roja; often very windy. Always check the signs and seasonal opening hours before you go.
What health risks should I watch for in my dog in Tenerife?
Heartworm, spread by mosquitoes, is more common here than in most of Spain. Monthly prevention and a yearly antigen test are recommended. Petplan covers vet treatment for illness or accident, except pre-existing conditions.
Where is my pet's microchip registered in Tenerife?
In Canarias, microchips are recorded in the Registro Canario de Identificación Animal (ZOOCAN). The Colegio Oficial de Veterinarios de Santa Cruz de Tenerife can advise you on registration. To take out Petplan, your pet must be microchipped and its details must match the official register.
Does the cover work if I live in Santa Cruz de Tenerife, San Cristóbal de La Laguna or Arona?
Yes. The cover is the same at any vet practice in Santa Cruz de Tenerife, San Cristóbal de La Laguna or Arona and the rest of Spain: pay the bill, upload it from your online account and we reimburse 100% of covered costs, minus the co-pay.
Can I travel with my pet from Tenerife?
On Fred. Olsen inter-island ferries pets travel in a carrier (up to 10 kg), in an on-deck Pet Room or on a Pet Sofa beside your seat; book their ticket in advance.
Do I need to live in Spain?
Yes. You and your pet must live in Spain. It doesn't matter what nationality you are, and you can get a quote and read the terms in English; the Spanish version of the policy is the legally binding one.
Am I covered when I travel, including to the UK?
Yes. Vet fees are covered anywhere in Spain and for up to 90 days per policy year in the EU, the UK, Switzerland, Norway, Iceland, Andorra, Liechtenstein, Monaco, San Marino and Vatican City.
What isn't covered?
Pre-existing conditions, preventive treatments, worming, microchipping and neutering are not covered. There is a 15-day waiting period for accidents and 30 days for illness from the start of the policy.
Is third-party liability insurance compulsory for dogs in Spain?
As of October 2026, the general dog liability insurance set out in Ley 7/2023 is not yet enforceable, because its regulation has not been published. It is already compulsory for dogs classed as potentially dangerous, with at least €120,000 of cover. With Petplan you can add third-party liability cover of up to €300,000.
Pet insurance near Tenerife
See the page for your province, town or island.
Page produced by Petplan Ibérica SL. Last updated: 20 October 2026. Legal information. Petplan dog, cat and rabbit insurance is sold by Petplan Ibérica SL (insurance brokerage, DGSFP code J3103, CIF B90057431) and underwritten by Telefónica Seguros y Reaseguros Compañía Aseguradora, S.A.U. See the full details in the General and Specific Conditions.