Pet insurance · Almería
Pet insurance in Mojácar
Dog and cat owners in Mojácar can get the best advice on looking after their pets’ health from Petplan; we have been offering the best-rated pet insurance for more than 50 years. With our insurance you can use any vet in Mojácar, and when you travel in Spain or Europe, your pet is still covered.
Mojácar
- ✓100% of covered vet fees reimbursed for illness or accident.
- ✓Up to €3,100 a year for vet fees with a fixed €45 co-pay per illness or accident, not per visit.
- ✓Any vet in Mojácar, no network.
- ✓From €16/month for cats and €23/month for dogs. 24/7 vet included
Use any vet in Mojácar
No network and no list of approved practices: your local vet, the one on the seafront, or any other you choose.
- Pay the bill at your practice in Mojácar, upload it from your online account and we pay you back.
- Whether you live in Mojácar Pueblo or Mojácar Playa, the cover is the same at any practice.
- Travelling: covered anywhere in Spain and for up to 90 days a year in the EU, the UK, Switzerland, Norway, Iceland, Andorra, Liechtenstein, Monaco, San Marino and Vatican City.
- We never raise your price because you claimed.
Looking after your pet in Mojácar
Mojácar, a white village on the Almería coast between the Sierra Cabrera and the sea, has gone from holiday spot to home for many Europeans. If you want a swim with your dog, Playa del Perulejo is the municipality's first dog beach, in the south, inside the Sierra Cabrera-Bédar protected area. In pine woods the danger is the processionary caterpillar: its stinging hairs can badly injure a dog's mouth and tongue, so keep away if you see processions.
In Andalusia, dogs and cats must be microchipped within three months of birth and are recorded on RAIA, the Andalusian animal identification register managed by the Andalusian Council of Official Veterinary Colleges. With Petplan pet insurance in Mojácar you can use any vet practice, whether in Mojácar Pueblo or Mojácar Playa: pay the bill and get 100% of covered costs back, minus a fixed €45 co-pay.
Beaches and spaces for dogs
- Playa del PerulejoMojácar's first dog beach, in the south of the municipality, inside the Sierra Cabrera-Bédar protected area.
Health: what to watch for
- The pine processionary caterpillar is the main defoliator of local pine woods. Its stinging hairs can severely injure a dog's mouth and tongue, so avoid pine areas with processions.
Microchips and rules
- In Andalucía, microchips are recorded in the Registro Andaluz de Identificación Animal (RAIA).
- Dogs and cats must be microchipped within three months of birth. RAIA is managed by the Andalusian Council of Official Veterinary Colleges.
- To take out a policy, your pet must be microchipped and its details must match the official register.
Vets and travel
- Colegio Oficial de Veterinarios de Almería — Calle Pamplona 16, Almería. Vet finder plus information on the RAIA register and travelling with pets.
Sources · Local information reviewed October 2026.
ine.es · euribor.com.es · miteco.gob.es · mojacar.es · juntadeandalucia.es · colvetalmeria.es
What’s covered and what’s not?
What Petplan pet insurance covers in Mojácar, from an accident on the beach to a long-term illness.
Included Covered
- Vet consultations for illness and emergencies.
- Surgery, hospital stays and post-operative care.
- Diagnostic tests: blood tests, X-rays, CT scans…
- Medicines prescribed by your vet.
- Physiotherapy and behavioural disorders.
- Breed-related conditions.
- Payouts for death or theft, lost-pet search costs and boarding if you are hospitalised.
- 24/7 vet chat and video calls.
- Vaccines, if you add them as an option, up to €90 a year.
- Third-party liability up to €300,000, as an option.
Not included Excluded
- Pre-existing conditions.
- Preventive treatments and worming.
- Microchipping and neutering.
- Illness in the first 30 days and accidents in the first 15 days (waiting period).
See all cover and exclusions in the policy.
Protect other people too in Mojácar
If your dog or cat causes damage to someone else or their belongings, we take care of it. Choose the plan that suits you best:
RC Top
€55/year
- Up to €500,000 a year (€300,000 per claim)
- Legal defence and bonds
RC + Individual cremation
€105/year
- Third-party liability up to €300,000
- Individual cremation with urn, collection and home delivery
- 1 year of online vet
All plans include civil and criminal legal defence and cover at dog shows and contests. €200 excess per claim; outside Spain, up to 90 days per policy year. More information · IPID
Why choose Petplan in Mojácar
100% reimbursed
We pay back 100% of covered vet fees; you only pay a fixed €45 co-pay per illness or accident.
No price rise for claiming
Our no-claims price guarantee: if your pet needs treatment, we want you to claim.
24/7 vet
Chat and video calls with registered vets, free with your health policy.
How it works
Three steps, all online: no paperwork at the practice and no app to download.
See your vet
Take your pet to any practice in Mojácar and pay the bill.
Make a claim
Upload the invoice and vet report from your online account, on the web or your phone.
Get paid
We reimburse 100% of covered costs, minus the co-pay.
Protect your pet in Mojácar today
Get a price for your dog, cat or rabbit in one minute, with no obligation. More than 25 million pets insured since 1976.
Pet insurance in Mojácar: frequently asked questions
Can I use any vet in Mojácar?
Yes. With Petplan you can see any registered vet in Mojácar or anywhere else in Spain, with no network. You pay the bill and we reimburse 100% of covered costs, minus a fixed €45 co-pay per illness or accident.
How much does pet insurance cost in Mojácar?
Petplan health cover starts at €16 a month for cats and €23 a month for dogs. The exact price depends on species, breed and age; you can get a quote online in one minute.
Are there dog beaches in Mojácar?
Yes. Some options: Playa del Perulejo — Mojácar's first dog beach, in the south of the municipality, inside the Sierra Cabrera-Bédar protected area. Always check the signs and seasonal opening hours before you go.
What health risks should I watch for in my dog in Mojácar?
The pine processionary caterpillar is the main defoliator of local pine woods. Its stinging hairs can severely injure a dog's mouth and tongue, so avoid pine areas with processions. Petplan covers vet treatment for illness or accident, except pre-existing conditions.
Where is my pet's microchip registered in Mojácar?
In Andalucía, microchips are recorded in the Registro Andaluz de Identificación Animal (RAIA). The Colegio Oficial de Veterinarios de Almería can advise you on registration. To take out Petplan, your pet must be microchipped and its details must match the official register.
Does the cover work if I live in Mojácar Pueblo or Mojácar Playa?
Yes. The cover is the same at any vet practice in Mojácar Pueblo or Mojácar Playa and the rest of Spain: pay the bill, upload it from your online account and we reimburse 100% of covered costs, minus the co-pay.
Do I need to live in Spain?
Yes. You and your pet must live in Spain. It doesn't matter what nationality you are, and you can get a quote and read the terms in English; the Spanish version of the policy is the legally binding one.
Am I covered when I travel, including to the UK?
Yes. Vet fees are covered anywhere in Spain and for up to 90 days per policy year in the EU, the UK, Switzerland, Norway, Iceland, Andorra, Liechtenstein, Monaco, San Marino and Vatican City.
What isn't covered?
Pre-existing conditions, preventive treatments, worming, microchipping and neutering are not covered. There is a 15-day waiting period for accidents and 30 days for illness from the start of the policy.
Is third-party liability insurance compulsory for dogs in Spain?
As of October 2026, the general dog liability insurance set out in Ley 7/2023 is not yet enforceable, because its regulation has not been published. It is already compulsory for dogs classed as potentially dangerous, with at least €120,000 of cover. With Petplan you can add third-party liability cover of up to €300,000.
Pet insurance near Mojácar
See the page for your province, town or island.
Page produced by Petplan Ibérica SL. Last updated: 20 October 2026. Legal information. Petplan dog, cat and rabbit insurance is sold by Petplan Ibérica SL (insurance brokerage, DGSFP code J3103, CIF B90057431) and underwritten by Telefónica Seguros y Reaseguros Compañía Aseguradora, S.A.U. See the full details in the General and Specific Conditions.