Pet insurance · Cataluña
Pet insurance in Barcelona
Dog and cat owners in Barcelona can get the best advice on looking after their pets’ health from Petplan; we have been offering the best-rated pet insurance for more than 50 years. With our insurance you can use any vet in Barcelona, and when you travel in Spain or Europe, your pet is still covered.
Barcelona
- ✓100% of covered vet fees reimbursed for illness or accident.
- ✓Up to €3,100 a year for vet fees with a fixed €45 co-pay per illness or accident, not per visit.
- ✓Any vet in Barcelona, no network.
- ✓From €16/month for cats and €23/month for dogs. 24/7 vet included
Use any vet in Barcelona
No network and no list of approved practices: your local vet, the one on the seafront, or any other you choose.
- Pay the bill at your practice in Barcelona, upload it from your online account and we pay you back.
- Whether you live in L'Hospitalet de Llobregat, Terrassa, Badalona, Sabadell or Mataró, the cover is the same at any practice.
- Travelling: covered anywhere in Spain and for up to 90 days a year in the EU, the UK, Switzerland, Norway, Iceland, Andorra, Liechtenstein, Monaco, San Marino and Vatican City.
- We never raise your price because you claimed.
Looking after your pet in Barcelona
Wedged between the Mediterranean, Collserola and the Montseny, the province of Barcelona mixes beaches with mountain walks within an hour of the city. In summer several beaches set dog hours: the fenced Platja de gossos de Llevant in Barcelona opens 10.30am-7.30pm in the bathing season, and Platja del Far in Vilanova i la Geltrú allows dogs 9am-8pm. In pine woods, watch out for processionary caterpillars, whose hairs can injure a dog's mouth.
Microchipping is compulsory for dogs, cats and ferrets, and logged on the AIAC register. The Barcelona Veterinary College (COVB) offers a vet centre finder, and the UAB university veterinary hospital is in Cerdanyola del Vallès. Renfe lets dogs up to 40 kg travel without a carrier on AVE and long-distance trains (€40 supplement). With pet insurance in Barcelona from Petplan, you can use any vet, including in Terrassa, Sabadell and Badalona: pay the bill and get 100% of covered costs back, minus a fixed €45 co-pay.
Beaches and spaces for dogs
- Platja de gossos de LlevantFenced dog area during the bathing season, 10.30am-7.30pm.
- Platja del FarVilanova i la GeltrúDogs allowed 9am-8pm in season.
- Platja de Can CaminsEl Prat de LlobregatIn summer, only at night, 8pm-8am.
- Platja de Cala TapsMontgatIn summer, dogs 9pm-9am.
Health: what to watch for
- The pine processionary caterpillar is the main defoliator of local pine woods. Its stinging hairs can severely injure a dog's mouth and tongue, so avoid pine areas with processions.
Microchips and rules
- In Cataluña, microchips are recorded in the Arxiu d'Identificació d'Animals de Companyia (AIAC).
- Microchipping is compulsory for dogs, cats and ferrets, and the AIAC register is run by the Council of Catalan Veterinary Colleges.
- To take out a policy, your pet must be microchipped and its details must match the official register.
Vets and travel
- Col·legi Oficial de Veterinaris de Barcelona (COVB) — Based on Av. República Argentina, Barcelona; vet centre finder.
- Hospital Clínic Veterinari de la UAB — University veterinary hospital on the UAB campus, Cerdanyola del Vallès.
- AIAC – Arxiu d'Identificació d'Animals de Companyia (Consell de Col·legis Veterinaris de Catalunya) — Catalonia's microchip register; out-of-hours lost-pet line: 900 264 734.
- Renfe now lets dogs up to 40 kg travel without a carrier on AVE and long-distance trains (€40 supplement, muzzle and lead); pets up to 10 kg travel in a carrier.
Sources · Local information reviewed October 2026.
boe.es · miteco.gob.es · 3cat.cat · catalannews.com · veterinaris.cat · covb.cat · uab.cat · renfe.com
What’s covered and what’s not?
What Petplan pet insurance covers in Barcelona, from an accident on the beach to a long-term illness.
Included Covered
- Vet consultations for illness and emergencies.
- Surgery, hospital stays and post-operative care.
- Diagnostic tests: blood tests, X-rays, CT scans…
- Medicines prescribed by your vet.
- Physiotherapy and behavioural disorders.
- Breed-related conditions.
- Payouts for death or theft, lost-pet search costs and boarding if you are hospitalised.
- 24/7 vet chat and video calls.
- Vaccines, if you add them as an option, up to €90 a year.
- Third-party liability up to €300,000, as an option.
Not included Excluded
- Pre-existing conditions.
- Preventive treatments and worming.
- Microchipping and neutering.
- Illness in the first 30 days and accidents in the first 15 days (waiting period).
See all cover and exclusions in the policy.
Protect other people too in Barcelona
If your dog or cat causes damage to someone else or their belongings, we take care of it. Choose the plan that suits you best:
RC Top
€55/year
- Up to €500,000 a year (€300,000 per claim)
- Legal defence and bonds
RC + Individual cremation
€105/year
- Third-party liability up to €300,000
- Individual cremation with urn, collection and home delivery
- 1 year of online vet
All plans include civil and criminal legal defence and cover at dog shows and contests. €200 excess per claim; outside Spain, up to 90 days per policy year. More information · IPID
Why choose Petplan in Barcelona
100% reimbursed
We pay back 100% of covered vet fees; you only pay a fixed €45 co-pay per illness or accident.
No price rise for claiming
Our no-claims price guarantee: if your pet needs treatment, we want you to claim.
24/7 vet
Chat and video calls with registered vets, free with your health policy.
How it works
Three steps, all online: no paperwork at the practice and no app to download.
See your vet
Take your pet to any practice in Barcelona and pay the bill.
Make a claim
Upload the invoice and vet report from your online account, on the web or your phone.
Get paid
We reimburse 100% of covered costs, minus the co-pay.
Protect your pet in Barcelona today
Get a price for your dog, cat or rabbit in one minute, with no obligation. More than 25 million pets insured since 1976.
Pet insurance in Barcelona: frequently asked questions
Can I use any vet in Barcelona?
Yes. With Petplan you can see any registered vet in Barcelona or anywhere else in Spain, with no network. You pay the bill and we reimburse 100% of covered costs, minus a fixed €45 co-pay per illness or accident.
How much does pet insurance cost in Barcelona?
Petplan health cover starts at €16 a month for cats and €23 a month for dogs. The exact price depends on species, breed and age; you can get a quote online in one minute.
Are there dog beaches in Barcelona?
Yes. Some options: Platja de gossos de Llevant — Fenced dog area during the bathing season, 10.30am-7.30pm; Platja del Far (Vilanova i la Geltrú) — Dogs allowed 9am-8pm in season; Platja de Can Camins (El Prat de Llobregat) — In summer, only at night, 8pm-8am. Always check the signs and seasonal opening hours before you go.
What health risks should I watch for in my dog in Barcelona?
The pine processionary caterpillar is the main defoliator of local pine woods. Its stinging hairs can severely injure a dog's mouth and tongue, so avoid pine areas with processions. Petplan covers vet treatment for illness or accident, except pre-existing conditions.
Where is my pet's microchip registered in Barcelona?
In Cataluña, microchips are recorded in the Arxiu d'Identificació d'Animals de Companyia (AIAC). To take out Petplan, your pet must be microchipped and its details must match the official register.
Does the cover work if I live in L'Hospitalet de Llobregat, Terrassa or Badalona?
Yes. The cover is the same at any vet practice in L'Hospitalet de Llobregat, Terrassa or Badalona and the rest of Spain: pay the bill, upload it from your online account and we reimburse 100% of covered costs, minus the co-pay.
Can I travel with my pet from Barcelona?
Renfe now lets dogs up to 40 kg travel without a carrier on AVE and long-distance trains (€40 supplement, muzzle and lead); pets up to 10 kg travel in a carrier.
Do I need to live in Spain?
Yes. You and your pet must live in Spain. It doesn't matter what nationality you are, and you can get a quote and read the terms in English; the Spanish version of the policy is the legally binding one.
Am I covered when I travel, including to the UK?
Yes. Vet fees are covered anywhere in Spain and for up to 90 days per policy year in the EU, the UK, Switzerland, Norway, Iceland, Andorra, Liechtenstein, Monaco, San Marino and Vatican City.
What isn't covered?
Pre-existing conditions, preventive treatments, worming, microchipping and neutering are not covered. There is a 15-day waiting period for accidents and 30 days for illness from the start of the policy.
Is third-party liability insurance compulsory for dogs in Spain?
As of October 2026, the general dog liability insurance set out in Ley 7/2023 is not yet enforceable, because its regulation has not been published. It is already compulsory for dogs classed as potentially dangerous, with at least €120,000 of cover. With Petplan you can add third-party liability cover of up to €300,000.
Pet insurance near Barcelona
See the page for your province, town or island.
Page produced by Petplan Ibérica SL. Last updated: 20 October 2026. Legal information. Petplan dog, cat and rabbit insurance is sold by Petplan Ibérica SL (insurance brokerage, DGSFP code J3103, CIF B90057431) and underwritten by Telefónica Seguros y Reaseguros Compañía Aseguradora, S.A.U. See the full details in the General and Specific Conditions.