When people think about insurance for dogs or cats, the vet’s invoice is what comes to mind first, and fairly so: Petplan reimburses 100% of those expenses up to 3,100 € a year. But the policy also sets out a series of compensation payments for situations that never reach the consulting room, and it is worth knowing what they are and how far they go before you buy.
If your dog is stolen
Petplan compensates you with the value of the dog, up to a maximum of 600 €, if it is stolen with violence.
It is a cover people rarely look at when comparing prices, but it forms part of what the policy includes and sits in the conditions alongside the other compensation payments.
If your pet dies from an accident or an illness
In the event of death by accident, Petplan pays the value of your dog up to a maximum of 600 €. The same compensation applies if death is caused by an illness.
On top of that, the costs of euthanasia and disposal of the animal’s remains are reimbursed, up to a maximum of 200 €.
If your pet goes missing
When a dog is lost, the first thing is to move fast, and that usually means spending money. Petplan reimburses advertising costs in the event of loss, up to a maximum of 600 € a year.
It is an annual limit rather than a per-episode one, and it is there to cover what you spend getting the search seen.
If you are the one who ends up in hospital
This is the cover that surprises people most. If you have to be hospitalised and your pet needs to stay in a boarding kennel, Petplan reimburses those costs up to a maximum of 600 €.
It solves a very specific problem: who takes care of the animal when the medical emergency happens to the owner rather than to the pet.
Two services set out in the documentation
Petplan also documents a GPS locator service for dogs, which includes sending a locator and the geolocation service contract for 12 months.
And an individual cremation service with full recovery of the ashes, covering collection of the pet, individual cremation, 100% of the ashes, an ecological urn, the cremation certificate and delivery of the urn.
Frequently asked questions
How much is paid for theft?
The value of the dog, up to a maximum of 600 €, and in the case of theft with violence.
Does the death compensation depend on the cause?
The limit is the same: up to 600 € whether death is caused by an accident or by an illness.
Is there a cap on advertising costs?
Yes, a maximum of 600 € a year for advertising costs if your dog is lost.
What if I am admitted to hospital?
Petplan reimburses your pet’s stay in a boarding kennel during your hospitalisation, up to a maximum of 600 €.
