Your dog is a member of the family and we know you love and treat them as such. That’s why you need to take care of them, whether they’re a puppy just joining the family group or a veteran who has watched the children grow up.
However, no matter how much affection and care we give them, your friend is exposed to potential mishaps, whether it’s an accident or an illness. That’s why it’s important to have an essential resource like pet insurance.
What does pet insurance cover?
Now that you’ve decided to have veterinary insurance, it’s advisable to choose one that offers you the greatest benefits and facilities. As you know, veterinary medicine is very advanced and some necessary treatments can be costly, exceeding 1,000 euros. Let’s look at the possible coverages you should pay special attention to:
Veterinary Care
In some cases, you’ll find that to enjoy the insurance benefits you must go to a predetermined veterinarian. Between this professional, the pet and the family, emotional bonds are established that are necessary for the proper recovery from any illness. Therefore, pet insurance that gives you freedom to choose your veterinarian is what will best guarantee your dog’s health and your peace of mind.
Medications
Medications represent a large part of treatment costs. This is particularly important for older animals and for drugs that need to be administered chronically. Therefore, you should make sure which medications your insurance will cover and under what circumstances.
Other Coverages
If your pet needs hospitalization, it will incur nursing costs, X-rays, tests, ultrasounds, veterinary evaluations… On the other hand, there are unpredictable situations, such as the need for surgery, prosthesis placement or treatment of behavioral disorders. These are very important for your dog to recover health and return to enjoying a balanced life and attitude.
In cases of the dog’s death, whether due to illness or accident, it’s important to have compensation provided: if euthanasia is necessary, it’s advisable to have a policy that covers the expenses generated by this eventuality.
Financial Aspects of Pet Insurance
In addition to coverage that includes what’s already mentioned, the financial aspect is fundamental; it’s what gives you confidence and peace of mind. Good pet insurance will provide you with 100% reimbursement of what you’ve had to spend, upon presenting the invoice and the veterinarian’s report. It’s advisable that the annual amount of accepted expenses be high, and good insurance will cover you for more than 2,000 euros.
Waiting periods constitute another crucial aspect, because if they’re too long you’ll lose much of the policy’s purpose. One month or 15 days are very reasonable waiting periods.
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