Pet insurance · Comunitat Valenciana
Pet insurance in Valencia
Dog and cat owners in Valencia can get the best advice on looking after their pets’ health from Petplan; we have been offering the best-rated pet insurance for more than 50 years. With our insurance you can use any vet in Valencia, and when you travel in Spain or Europe, your pet is still covered.
Valencia
- ✓100% of covered vet fees reimbursed for illness or accident.
- ✓Up to €3,100 a year for vet fees with a fixed €45 co-pay per illness or accident, not per visit.
- ✓Any vet in Valencia, no network.
- ✓From €16/month for cats and €23/month for dogs. 24/7 vet included
Use any vet in Valencia
You choose the vet, on the coast or inland: we don't use a network.
- Pay the bill at your practice in Valencia, upload it from your online account and we pay you back.
- Whether you live in València, Torrent, Gandia, Paterna or Sagunto, the cover is the same at any practice.
- Travelling: covered anywhere in Spain and for up to 90 days a year in the EU, the UK, Switzerland, Norway, Iceland, Andorra, Liechtenstein, Monaco, San Marino and Vatican City.
- We never raise your price because you claimed.
Looking after your pet in Valencia
Farmland, beaches and a mild climate mean you can walk your dog all year in Valencia province, avoiding the midday heat in summer. In the city, the Pinedo beach dog zone opens only from roughly mid-June to September, in a marked enclosure with dogs on a lead. There are also dog beaches at Alboraya, El Puig and l'Ahuir in Gandia.
Your pet should be on the RIVIA register, with rabies vaccination and echinococcosis worming at least yearly. ICOVV has a clinic finder, and the UCV veterinary hospital of the Catholic University of Valencia handles emergencies 24 hours a day, 365 days a year. Outside summer, dogs cannot go on the beach in Valencia city. With pet insurance in Valencia from Petplan you can visit any vet practice in València, Torrent or Gandia: pay the bill and get 100% of covered costs back, minus a fixed €45 co-pay.
Beaches and spaces for dogs
- Playa de Pinedo (dog area)ValènciaSummer only (roughly mid-June to September), in a marked enclosure with dogs on a lead.
- La Torreta – Santa ElviraEl Puig de Santa Maria
- Alboraya dog beachAlboraya
- Playa de l'AhuirGandiaSummer hours 9am to 8pm.
Microchips and rules
- In the Comunitat Valenciana, microchips are recorded in the Registro Valenciano de Identificación de Animales de Compañía (RIVIA).
- Dogs, cats and ferrets must be vaccinated against rabies and dewormed against echinococcosis at least yearly. RIVIA is run by the Valencian Council of Veterinary Colleges.
- In Valencia city the Pinedo dog zone only operates in summer; outside that period dogs are not allowed on the beach.
- To take out a policy, your pet must be microchipped and its details must match the official register.
Vets and travel
- Ilustre Colegio Oficial de Veterinarios de Valencia (ICOVV) — C/ Guillem de Castro 8, Valencia. Clinic finder and access to the RIVIA register.
- Hospital Veterinario UCV (Universidad Católica de Valencia) — University hospital with 24-hour emergencies, 365 days a year.
- From the port of Valencia, Baleària sails to Mallorca, Ibiza and Formentera, with pet-friendly cabins and seats for pets up to 8 kg.
Sources · Local information reviewed October 2026.
ine.es · valenciabonita.es · fotocasa.es · rivia.org · icovv.com · ucv.es · balearia.com
What’s covered and what’s not?
Petplan pet insurance in Valencia, explained with no small print.
Included Covered
- Vet consultations for illness and emergencies.
- Surgery, hospital stays and post-operative care.
- Diagnostic tests: blood tests, X-rays, CT scans…
- Medicines prescribed by your vet.
- Physiotherapy and behavioural disorders.
- Breed-related conditions.
- Payouts for death or theft, lost-pet search costs and boarding if you are hospitalised.
- 24/7 vet chat and video calls.
- Vaccines, if you add them as an option, up to €90 a year.
- Third-party liability up to €300,000, as an option.
Not included Excluded
- Pre-existing conditions.
- Preventive treatments and worming.
- Microchipping and neutering.
- Illness in the first 30 days and accidents in the first 15 days (waiting period).
See all cover and exclusions in the policy.
Protect other people too in Valencia
If your dog or cat causes damage to someone else or their belongings, we take care of it. Choose the plan that suits you best:
RC Top
€55/year
- Up to €500,000 a year (€300,000 per claim)
- Legal defence and bonds
RC + Individual cremation
€105/year
- Third-party liability up to €300,000
- Individual cremation with urn, collection and home delivery
- 1 year of online vet
All plans include civil and criminal legal defence and cover at dog shows and contests. €200 excess per claim; outside Spain, up to 90 days per policy year. More information · IPID
Why choose Petplan in Valencia
100% reimbursed
We pay back 100% of covered vet fees; you only pay a fixed €45 co-pay per illness or accident.
No price rise for claiming
Our no-claims price guarantee: if your pet needs treatment, we want you to claim.
24/7 vet
Chat and video calls with registered vets, free with your health policy.
How it works
It’s that simple, from your phone or computer.
See your vet
Take your pet to any practice in Valencia and pay the bill.
Make a claim
Upload the invoice and vet report from your online account, on the web or your phone.
Get paid
We reimburse 100% of covered costs, minus the co-pay.
Protect your pet in Valencia today
Get a quote online for your dog, cat or rabbit: it takes a minute and commits you to nothing. We’ve looked after more than 25 million pets since 1976.
Pet insurance in Valencia: frequently asked questions
Can I use any vet in Valencia?
Yes. With Petplan you can see any registered vet in Valencia or anywhere else in Spain, with no network. You pay the bill and we reimburse 100% of covered costs, minus a fixed €45 co-pay per illness or accident.
How much does pet insurance cost in Valencia?
Petplan health cover starts at €16 a month for cats and €23 a month for dogs. The exact price depends on species, breed and age; you can get a quote online in one minute.
Are there dog beaches in Valencia?
Yes. Some options: Playa de Pinedo (dog area) (València) — Summer only (roughly mid-June to September), in a marked enclosure with dogs on a lead; La Torreta – Santa Elvira (El Puig de Santa Maria); Alboraya dog beach (Alboraya). Always check the signs and seasonal opening hours before you go.
Where is my pet's microchip registered in Valencia?
In the Comunitat Valenciana, microchips are recorded in the Registro Valenciano de Identificación de Animales de Compañía (RIVIA). The Ilustre Colegio Oficial de Veterinarios de Valencia (ICOVV) can advise you on registration. To take out Petplan, your pet must be microchipped and its details must match the official register.
Does the cover work if I live in València, Torrent or Gandia?
Yes. The cover is the same at any vet practice in València, Torrent or Gandia and the rest of Spain: pay the bill, upload it from your online account and we reimburse 100% of covered costs, minus the co-pay.
Can I travel with my pet from Valencia?
From the port of Valencia, Baleària sails to Mallorca, Ibiza and Formentera, with pet-friendly cabins and seats for pets up to 8 kg.
Do I need to live in Spain?
Yes. You and your pet must live in Spain. It doesn't matter what nationality you are, and you can get a quote and read the terms in English; the Spanish version of the policy is the legally binding one.
Am I covered when I travel, including to the UK?
Yes. Vet fees are covered anywhere in Spain and for up to 90 days per policy year in the EU, the UK, Switzerland, Norway, Iceland, Andorra, Liechtenstein, Monaco, San Marino and Vatican City.
What isn't covered?
Pre-existing conditions, preventive treatments, worming, microchipping and neutering are not covered. There is a 15-day waiting period for accidents and 30 days for illness from the start of the policy.
Is third-party liability insurance compulsory for dogs in Spain?
As of October 2026, the general dog liability insurance set out in Ley 7/2023 is not yet enforceable, because its regulation has not been published. It is already compulsory for dogs classed as potentially dangerous, with at least €120,000 of cover. With Petplan you can add third-party liability cover of up to €300,000.
Pet insurance near Valencia
See the page for your province, town or island.
Page produced by Petplan Ibérica SL. Last updated: 20 October 2026. Legal information. Petplan dog, cat and rabbit insurance is sold by Petplan Ibérica SL (insurance brokerage, DGSFP code J3103, CIF B90057431) and underwritten by Telefónica Seguros y Reaseguros Compañía Aseguradora, S.A.U. See the full details in the General and Specific Conditions.