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Costs of a dog with veterinary insurance vs without insurance

Gastos de un cliente con seguro veterinario frente a uno sin seguro

Our pets are daily exposed to small dangers that, no matter how much attention we pay to them, we sometimes cannot control. These problems can range from the ingestion of a foreign body, through a traffic accident or poisoning to the development of a major illness.

Despite this, there are still many people who choose not to take out veterinary insurance because they believe that nothing unexpected can happen to their pet. Unfortunately, veterinary expenses are usually very high and, on many occasions, impossible to afford.

So we are going to give you a real example of the costs of a dog with veterinary insurance compared to one without…

The costs of a DOG with veterinary insurance versus one without insurance:

Meet Steve, a 7 month old border collie who suffered several unforeseen events last year. And Petplan was there to help him with the veterinary expenses so that he could have the best possible care.

Ingestion of a drug:
  • Emergency
  • Abdominal examination
  • Blood test
  • Abdominal ultrasound
  • X-ray
  • Follow-up hospitalisation (24 hours)
  • Intravenous medication
  • Electrolyte monitoring
  • Home treatment

Total: 510,50

Urinary calculus:
  • Consultation
  • X-ray

Total: 474,20

Gastroenteritis (with double hospitalisation due to no improvement)
  • Physical examination
  • X-ray
  • Follow-up hospital admission (24 hours)
  • Medication administration
  • Medication at home
  • Blood test

Total: € 636.79

 Total incidental expenses in Steve’s year: 1.624,49€.

How much does the annual veterinary insurance for a BORDER COLLIE cost at Petplan?

Petplan insurance: 276€ per year

100% reimbursement of veterinary expenses with a small co-payment per accident or illness of 45€.

Total reimbursement for Steve: 1.489,49€.

Here you can see how important it is to have good veterinary insurance. For a modest amount, we can offer the best treatments to our best friend. And meet those unforeseen expenses that we would otherwise not be able to afford.

In Steve’s case, last year’s veterinary bills amounted to €1,624.49, of which Petplan reimbursed him €1,489.49 and he only paid €276 for his insurance. The peace of mind is priceless.

*The example of Steve’s veterinary expenses correspond to a specific locality and veterinary clinic, so the rates of care and treatment may vary depending on the veterinarian consulted.*

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